Be Free and Be Free And More Chequing

Simplify your life and BE FREE

Simplify your life with our Be FREE Chequing Plans.

Be free of paying monthly fees* with our Be FREE Chequing Plan. Or take advantage of additional benefits by paying $10 monthly with our Be FREE and More Chequing Plan. 

Be FREE Chequing Plan

Enjoy unlimited transactions without having to pay any transaction service charges:

  • No minimum balances required.
  • No monthly fee.
  • Unlimited deposits, debits and bill payments.
  • Starter pack of 20 cheques at no cost (Flair option only).
  • Accessible at over 2,400 THE EXCHANGE® Network ATMs at no cost.
  • $1.50 per transaction for Interac® ATM debits ($3 per transaction for ATM debits outside Canada).
  • FREE direct debit transactions. $0.95 charge for direct debit transactions in the United States through the Accel® Network.
  • FREE eStatements with the option of a paper statement for $5 per month.

Be FREE and More Chequing Plan

Get the same great features as the Be Free Plan plus a whole lot more for $10 a month:

  • Annual fee waived on a Gold MasterCard® ($59 value).**
  • Free personalized cheque orders (Flair option only).
  • First 5 Interac® ATM fees waived monthly, then $1.50 each thereafter ($3 per transaction for ATM debits outside Canada).
  • No fee for paper statements.
  • No fee for overdraft protection.
  • $10 off the annual Safety Deposit Box  rental fee.
  • Be FREE and More Chequing Plan for Seniors

Be Free and More Chequing Plan for Seniors

We offer our senior Members (60 years of age and older) a full range of financial products and services at special prices including the Be Free and More Chequing Plan with NO Monthly fee.***  Enjoy all the benefits the Be Free and More Chequing Plan has to offer at no cost.

*Cheques, POS, Direct Debits, ATM or In-Branch Withdrawals/Transfers, Bill Payments, Internet & Telephone Debits and Pre-Authorized Payments.
**Limited to a total rebate of $59 annually.
***Limit one free plan per senior.

Service Chat

What really sets FirstOntario apart is our Service Chat. It’s an honest, straightforward, easygoing conversation that allows us to make sure we find the right services to meet your needs. Whether it’s personal banking, investments, or borrowing, we always take the time. Taking that time, actually knowing your name, and sitting down to talk is how we demonstrate that where you put your money does matter.

That’s because FirstOntario offers a full range of financial service products and we believe in a healthy and honest relationship with our Members.

  • Personal Banking
  • Investments
  • Loans and Mortgages

Call us at 1-800-616-8878 today to book your Service Chat.